Personal finance

As more people go cashless, here’s how much money to keep in your wallet

Cold, hard cash could be going by the wayside for many Americans when it comes to routine transactions like paying for groceries or gas. Even so, it’s still important to keep some cash in your wallet, experts say. The cashless economy trend is not necessarily new, but it is gaining momentum, according to new research …

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Edelweiss Financial Services NCD: Should you invest?

As interest rates creep up, many companies are coming out with non-convertible debentures (NCDs) at relatively higher coupons. Edelweiss Financial Services (EFS) is the latest to raise funds via the NCD route. Given that the group spans several businesses, investors may have to assess the fortunes of these firms before taking an investment call. EFS …

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Key Democrat outlines 5 priorities for $ 80 billion in IRS funding

Senate Finance Committee Chairman Ron Wyden, D-Ore., Questions IRS Commissioner Charles Rettig at a Senate Finance Committee hearing. Tom Williams | Pool | Reuters Senate Finance Committee Chairman Ron Wyden, D-Ore., Has outlined five priorities for the nearly $ 80 billion in IRS funding enacted in August through the Inflation Reduction Act. Wyden shared expectations …

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What a Strong US Dollar Means for You | Personal Finance

If you’re relatively well informed, you’ve heard the term “strong dollar” throughout your life, especially over the last several years since the value of the dollar has been steadily climbing over the last 15 years or so. But if somebody asked you to define a strong dollar, could you? Here’s what you need to know …

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CNBC ranks the top-rated financial advisory firms of 2022

Finding the right financial advisor to help with your financial needs and goals can be a very complicated process. There are so many things to consider. Every financial advisor has their own area of ​​expertise. The services provided by financial advisors will vary based on the type of advisor but, overall, a financial advisor will …

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How the Lottery Works, and Is It Worth Playing? | Personal Finance

If you’re thinking of playing the lottery, it’s a sure bet that you know your odds of becoming a millionaire are not good. But that never stops anybody from playing. According to the North American Association of State and Provincial Lotteries, during fiscal year 2019, the year for which the most recent numbers are available, …

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Thinking of helping a family member with debt? Tread carefully

It’s hard watching a family member struggle under the pressure of debt. You want to help but aren’t sure where to begin. I’ve been coaching and counseling people on money matters for more than 16 years, and the very best support you can offer a family member struggling with debt is encouragement. Remember: debt is …

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